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Financial services solutions

Phony for Financial Services

OTP verification, fraud alerts, payment reminders, and KYC journeys with the reliability regulated teams expect.

Verification that never waits

Login and payment codes travel on prioritized routes, separate from marketing traffic.

  • OTP API with rate limiting and fraud controls
  • Prioritized transactional routing
  • Fallback channel when SMS fails
  • 99.9% platform SLA
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Built for audit

Every message is logged, every access is scoped, every template is versioned.

  • Full audit trail per message and per user
  • Role-based access control
  • Approved template library
  • Data handling aligned with Law 09-08
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Collections and onboarding, automated

Payment reminders and KYC follow-ups run on a schedule instead of on somebody's to-do list.

  • Due date and installment reminders
  • KYC document chase journeys
  • Real-time fraud and card alerts
  • Core banking integration via API
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Frequently asked questions

Everything you need to know before getting started.

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